Caveat verdict

bank-skill

bank-skills

45
🟠 Risky
Significant risk patterns flagged — automated deep scan, not behavioral proof.

This skill enables real money transfers via Wise API send-money and on-chain token swaps on Base/Ethereum, which constitutes genuine financial risk as these are irreversible real-world financial actions.

⚠ Flagged for review — coarse, uncorroborated signal, not a confirmed exploit. Review the config yourself before installing.

Automated static analysis — not a human review. Caveat flags capabilities, not confirmed intent, and can produce false positives. Disagree with this verdict? Use Dispute below.

35
security
100
transparency
90
maintenance

Findings (6)

Pattern match critical

Possible hardcoded credential

README.md · code · TOKEN='your-api-key-here

Pattern match medium

subprocess execution — runs system commands from Python

bankskills/runtime/runner.py · prose · downgraded · subprocess.run(

Pattern match medium

Accesses system credential store

README.md · prose · downgraded · Keychain

Pattern match medium

Accesses OpenClaw config/secrets directly

README.md · prose · downgraded · ~/.openclaw/openclaw.json

Pattern match low

Python httpx request — network access

bankskills/core/bank/client.py · prose · downgraded · httpx.get(

Pattern match low

Python os.environ.get — reads environment variable

bankskills/core/bank/credentials.py · prose · downgraded · os.environ.get(

Why the tier is capped

Execution sink present in raw bytes (Hard Floor: class B/D). Final tier capped at Caution — cannot be lifted by any downgrade, example-payload opt-in, or allowlist.

Permissions & capabilities

Requires 1 environment variable. (1 sensitive: WISE_API_TOKEN). Requires 1 system binary.

Is this flag fair?

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