Caveat verdict

agent-pay

mastercard-agentpay

45
🟠 Risky
Significant risk patterns flagged — automated deep scan, not behavioral proof.

Accesses credentials AND makes external network calls

This skill enables agents to accept owner card details and make real purchases, execute USDC stablecoin payments, and manage financial transactions, which represents genuinely elevated financial risk for AI agent use even with stated owner-approval guardrails.

Automated static analysis — not a human review. Caveat flags capabilities, not confirmed intent, and can produce false positives. Disagree with this verdict? Use Dispute below.

20
security
80
transparency
90
maintenance

What it does

These are capability combinations: each listed behavior occurs in the skill, but Caveat detects co-occurrence — it does not verify that one flows into another. Read the code to confirm a live chain.

Capability combination high

Accesses credentials AND makes external network calls — potential credential theft

LLM02 · ASI03

Permission integrity

Makes network requests but does not declare curl/wget in required binaries

network_out

Findings (2)

Pattern match critical

Possible hardcoded credential

SKILL.md · code · API_KEY="cck_live_7f3e...

Pattern match medium

References webhook/callback URL

SKILL.md · code · callback_url

Permissions & capabilities

Requires 1 environment variable. (1 sensitive: CREDITCLAW_API_KEY).

network_incredential_accessnetwork_out
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